@font-face{font-family:'Atkinson Hyperlegible';font-style:normal;font-weight:400;font-display:swap;src:url('/fonts/atkinson-regular.woff2') format('woff2')}
@font-face{font-family:'Atkinson Hyperlegible';font-style:normal;font-weight:700;font-display:swap;src:url('/fonts/atkinson-bold.woff2') format('woff2')}
@font-face{font-family:'Merriweather';font-style:normal;font-weight:700 900;font-display:swap;src:url('/fonts/merriweather-latin.woff2') format('woff2')}
:root{color-scheme:light;--bg:#FBF8F3;--surface:#FFFFFF;--ink:#1B2433;--ink-2:#3D4757;--line:#DDD6C9;--brand:#14457A;--brand-tint:#E8EEF6;--cta:#C2410C;--cta-hover:#9A3412;--ok:#1E6B42;--warm-tint:#F6EFE3;--focus:#14457A;--shadow:0 18px 45px rgba(27,36,51,.08);--serif:'Merriweather',Georgia,serif;--sans:'Atkinson Hyperlegible',Arial,sans-serif;--max:1180px}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:80px}body{margin:0;background:var(--bg);color:var(--ink);font:400 20px/1.6 var(--sans);text-rendering:optimizeLegibility}img,svg{max-width:100%}a{color:var(--brand);text-decoration-thickness:1px;text-underline-offset:3px}a:hover{color:var(--cta-hover)}button,input,textarea,select{font:inherit}button{cursor:pointer}h1,h2,h3{font-family:var(--serif);line-height:1.2;color:var(--ink);margin:0 0 .65em;font-weight:700}h1{font-size:clamp(2rem,4vw,3rem);letter-spacing:-.035em}h2{font-size:clamp(1.625rem,3vw,2.125rem);letter-spacing:-.025em}h3{font-size:clamp(1.3125rem,2.2vw,1.5rem)}p{margin:0 0 1rem}small,.small{font-size:16px}.placeholder{background:#FFF0B3;color:#3C2B00;border-radius:3px;padding:.06em .22em;box-decoration-break:clone;-webkit-box-decoration-break:clone}.placeholder-inline{font-size:16px}.icon{width:24px;height:24px;flex:none}.skip-link{position:absolute;z-index:200;left:1rem;top:-4rem;background:var(--surface);padding:.75rem 1rem;border:2px solid var(--brand);border-radius:8px}.skip-link:focus{top:1rem}
.site-header{height:64px;position:sticky;top:0;z-index:50;background:var(--bg);border-bottom:1px solid var(--line)}.header-inner{max-width:var(--max);height:100%;margin:auto;padding:0 28px;display:flex;align-items:center;justify-content:space-between;gap:24px}.wordmark{display:flex;align-items:center;gap:9px;color:var(--ink);font-family:var(--serif);font-weight:900;font-size:20px;text-decoration:none;white-space:nowrap}.brand-mark{display:grid;place-items:center;width:36px;height:36px;border:1.5px solid var(--brand);border-radius:50%;color:var(--brand)}.brand-mark .icon{width:24px;height:24px}.desktop-nav{display:flex;align-items:center;gap:clamp(12px,2vw,27px)}.desktop-nav>a:not(.button){text-decoration:none;font-size:16px;font-weight:700;color:var(--ink-2);white-space:nowrap}.desktop-nav>a:hover{color:var(--brand)}.button{display:inline-flex;align-items:center;justify-content:center;text-align:center;gap:.5rem;border:2px solid transparent;border-radius:10px;min-height:58px;padding:14px 22px;font-size:20px;line-height:1.2;font-weight:700;text-decoration:none;transition:background-color .15s ease,border-color .15s ease,color .15s ease}.button:focus-visible,button:focus-visible,a:focus-visible,input:focus-visible,textarea:focus-visible,select:focus-visible,summary:focus-visible{outline:3px solid var(--focus);outline-offset:3px}.button-primary{color:#fff;background:var(--cta)}.button-primary:hover{background:var(--cta-hover);color:#fff}.button-secondary{color:var(--brand);background:transparent;border-color:var(--brand)}.button-secondary:hover{background:var(--brand);color:#fff}.button-small{min-height:58px;padding:10px 14px;font-size:16px;background:var(--brand);color:#fff;border-color:var(--brand);white-space:nowrap}.mobile-menu-button,.mobile-menu{display:none}
.section-wrap{max-width:var(--max);margin:0 auto;padding-left:28px;padding-right:28px}.hero{min-height:650px;display:grid;grid-template-columns:minmax(0,1.1fr) minmax(360px,.9fr);align-items:center;gap:clamp(30px,5vw,72px);padding-top:44px;padding-bottom:48px}.hero-copy{max-width:620px}.eyebrow{margin:0 0 12px;color:var(--brand);font-size:16px;line-height:1.3;font-weight:700;letter-spacing:.075em;text-transform:uppercase}.hero h1{max-width:670px;margin-bottom:16px}.hero-subhead{max-width:590px;font-size:20px;line-height:1.5;color:var(--ink-2);margin-bottom:18px}.lead-form{width:100%;max-width:600px}.field{margin:0 0 12px}.field label{display:block;font-size:18px;font-weight:700;margin-bottom:5px}.field label span{font-weight:400;color:var(--ink-2)}.field input,.field textarea,.field select{display:block;width:100%;min-height:58px;border:1px solid #777365;border-radius:8px;background:var(--surface);color:var(--ink);padding:12px 14px;font-size:20px}.field textarea{min-height:140px;resize:vertical}.field-error{color:#8D1B12;font-size:16px;line-height:1.35;margin:4px 0 0}.field-error:empty{display:none}.lead-form>.button{width:100%;margin-top:2px}.form-note{font-size:16px;line-height:1.45;color:var(--ink-2);margin:10px 0 0}.form-status{font-size:16px;font-weight:700;margin:7px 0 0}.hp-field{position:absolute!important;left:-10000px!important;width:1px;height:1px;overflow:hidden}.hero-art-wrap{min-width:0}.plan-art{position:relative;min-height:450px;display:flex;align-items:center;justify-content:center;isolation:isolate}.plan-art:before{content:"";position:absolute;inset:14% 3% 8%;z-index:-2;border-radius:50%;background:var(--warm-tint);opacity:.85}.paper{position:absolute;background:#fffdf8;border:1px solid #d8d1c5;box-shadow:var(--shadow);border-radius:2px;padding:22px;color:var(--ink)}.paper-front{z-index:2;width:57%;min-height:310px;left:14%;top:9%;transform:rotate(-4deg)}.paper-back{width:48%;min-height:280px;right:7%;bottom:13%;transform:rotate(5deg);padding:28px 20px}.paper-back:before{content:"";display:block;width:46%;height:9px;background:#d9e2ec;margin-bottom:20px}.plan-mark{width:40px;height:40px;border:1px solid var(--brand);color:var(--brand);display:grid;place-items:center;border-radius:50%;margin-bottom:16px}.paper-kicker{font-size:16px;letter-spacing:.1em;color:var(--brand);font-weight:700;margin-bottom:7px}.paper-front h2{font-size:25px;margin-bottom:12px}.paper-rule{height:2px;background:var(--cta);width:42px;margin-bottom:12px}.paper-copy{font-size:16px;line-height:1.4}.paper-lines{height:7px;margin:12px 0;background:repeating-linear-gradient(to bottom,transparent 0 5px,#d9d6cf 5px 6px);width:100%}.paper-lines.short{width:70%;margin-top:0}.paper-grid{display:grid;grid-template-columns:1fr 1fr;gap:9px;margin-top:24px}.paper-grid i{height:50px;border:1px solid #d9d6cf}.lantern{position:absolute;z-index:3;right:9%;bottom:14%;width:58px;height:70px;border:2px solid #896b38;border-radius:24px 24px 10px 10px;background:#e7cf9d;box-shadow:0 0 35px rgba(226,184,101,.3)}.lantern:before{content:"";position:absolute;width:36px;height:12px;border:2px solid #896b38;border-bottom:0;border-radius:20px 20px 0 0;left:9px;top:-13px}.lantern span{position:absolute;inset:10px 10px 8px;background:#ffe9b3;border-radius:14px 14px 5px 5px}.lantern i{position:absolute;width:28px;height:3px;background:#896b38;bottom:-6px;left:13px}.art-caption{position:absolute;right:8px;bottom:2%;font-size:16px;color:var(--ink-2)}
.trust-strip{background:var(--surface);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.trust-inner{max-width:var(--max);margin:auto;padding:20px 28px;display:flex;align-items:center;justify-content:space-between;gap:20px}.trust-inner span{display:flex;align-items:center;gap:10px;font-size:16px;font-weight:700;color:var(--ink-2)}.trust-inner .icon{color:var(--brand);width:20px;height:20px}.timeline-section,.plan-section,.topics-section,.standards-section,.author-section,.faq-section{padding-top:92px;padding-bottom:92px}.section-heading{max-width:700px;margin-bottom:32px}.section-heading>p:last-child{color:var(--ink-2);font-size:19px}.timeline{position:relative;display:grid;grid-template-columns:repeat(4,1fr);gap:26px;padding-top:22px}.timeline:before{content:"";position:absolute;top:42px;left:20px;right:20px;height:1px;background:var(--line)}.timeline-stop{position:relative;padding:0 4px 0 0}.timeline-dot{position:relative;z-index:1;width:42px;height:42px;border-radius:50%;display:grid;place-items:center;background:var(--brand);color:#fff;font-size:16px;font-weight:700;margin:0 0 18px}.timeline-time{font-family:var(--serif);font-weight:700;font-size:20px;line-height:1.25;margin-bottom:8px}.timeline-stop p:not(.timeline-time){font-size:18px;line-height:1.5;color:var(--ink-2)}.source-tag{font-size:16px;font-weight:700}.timeline-bottom{border-top:1px solid var(--line);margin-top:34px;padding-top:20px;display:flex;align-items:center;gap:20px;justify-content:space-between}.timeline-bottom p{margin:0;color:var(--ink-2)}.timeline-bottom a{font-weight:700;white-space:nowrap}.plan-section{background:var(--surface);max-width:none}.plan-section>.section-heading,.plan-layout,.center-cta{max-width:var(--max);margin-left:auto;margin-right:auto}.plan-layout{display:grid;grid-template-columns:minmax(0,1.4fr) minmax(320px,.9fr);gap:44px;align-items:start}.contents-grid{display:grid;grid-template-columns:1fr 1fr;gap:24px}.content-item{display:grid;grid-template-columns:38px 1fr;gap:14px;padding:18px 0;border-top:1px solid var(--line)}.content-icon{color:var(--brand);width:34px;height:34px;display:grid;place-items:center}.content-item h3{font-size:20px;margin:0 0 6px}.content-item p{font-size:17px;line-height:1.45;color:var(--ink-2);margin:0}.worksheet-preview{background:#fffdf8;border:1px solid var(--line);padding:20px;box-shadow:0 12px 28px rgba(27,36,51,.05);transform:rotate(1deg)}.worksheet-header{display:flex;justify-content:space-between;align-items:center;gap:10px;padding-bottom:14px;border-bottom:2px solid var(--brand);font-size:16px;font-weight:700;color:var(--brand)}.worksheet-header span{display:flex;align-items:center;gap:6px}.worksheet-header .icon{width:19px;height:19px}.worksheet-header small{font-size:16px}.worksheet-intro{font-size:16px;color:var(--ink-2);margin:12px 0}.worksheet-preview table{width:100%;border-collapse:collapse;font-size:16px;line-height:1.35}.worksheet-preview th,.worksheet-preview td{border:1px solid var(--line);padding:9px 7px;text-align:left;min-width:48px}.worksheet-preview th{background:var(--brand-tint);font-size:16px}.worksheet-preview td:first-child{width:46%}.worksheet-preview tbody tr{height:48px}.center-cta{text-align:center;margin-top:28px}
.energy-band{background:var(--brand-tint);border-top:1px solid #cdd9e7;border-bottom:1px solid #cdd9e7}.energy-inner{min-height:240px;display:flex;align-items:center;justify-content:space-between;gap:40px;padding-top:40px;padding-bottom:40px}.energy-inner>div{max-width:650px}.energy-inner h2{margin-bottom:10px}.energy-inner p:not(.eyebrow){margin:0;color:var(--ink-2)}.energy-inner .button{min-width:245px}.topic-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}.topic-card{position:relative;display:flex;flex-direction:column;align-items:flex-start;min-height:220px;padding:22px 20px;background:var(--surface);border:1px solid var(--line);border-radius:12px;text-decoration:none;color:var(--ink);transition:border-color .15s,transform .15s}.topic-card:hover{border-color:var(--brand);transform:translateY(-2px);color:var(--ink)}.topic-icon{color:var(--brand);margin-bottom:18px}.topic-card-title{font-family:var(--serif);font-weight:700;font-size:21px;line-height:1.25;margin-bottom:8px}.topic-card-copy{font-size:16px;line-height:1.45;color:var(--ink-2)}.topic-arrow{position:absolute;right:18px;top:18px;color:var(--brand);font-size:24px}.scam-callout{background:var(--warm-tint);border-top:1px solid #e8dfd1;border-bottom:1px solid #e8dfd1}.scam-inner{display:grid;grid-template-columns:1fr 1fr;gap:64px;padding-top:60px;padding-bottom:60px;align-items:center}.scam-inner p:not(.eyebrow){color:var(--ink-2)}.text-link{display:inline-block;font-weight:700}.standards-grid{display:grid;grid-template-columns:1fr 1fr;gap:0 48px;margin-bottom:24px}.standards-grid p{padding:18px 0;border-top:1px solid var(--line);color:var(--ink-2);margin:0}.standards-grid strong{display:block;color:var(--ink);font-family:var(--serif);font-size:20px;margin-bottom:5px}.guides-section{background:#F4F0E9;padding:84px 0}.guides-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.guide-card{background:var(--surface);border:1px solid var(--line);border-radius:12px;overflow:hidden}.guide-card-link{display:block;height:100%;text-decoration:none;color:var(--ink)}.guide-card-link:hover h3{color:var(--brand);text-decoration:underline}.guide-art{height:150px;background:var(--brand-tint);position:relative;overflow:hidden;display:flex;align-items:center;justify-content:center}.guide-art:before,.guide-art:after{content:"";position:absolute;border:1px solid rgba(20,69,122,.22);border-radius:50%;width:160px;height:160px}.guide-art:after{width:110px;height:110px}.art-symbol{z-index:1;width:58px;height:58px;border-radius:50%;background:var(--surface);display:grid;place-items:center;color:var(--brand);box-shadow:0 4px 14px rgba(27,36,51,.08)}.art-label{position:absolute;right:12px;bottom:8px;font-size:16px;color:var(--ink-2)}.art-backup-power{background:#e7edf1}.art-lower-your-bill{background:#ede9df}.art-scam-watch{background:#f0e6d9}.guide-card-body{padding:18px}.category-label{font-size:16px;text-transform:uppercase;letter-spacing:.07em;font-weight:700;color:var(--brand)}.guide-card h3{font-size:20px;line-height:1.3;margin:8px 0}.guide-card p{font-size:16px;line-height:1.45;color:var(--ink-2);margin:0 0 10px}.read-time{font-size:16px;color:var(--ink-2)}.author-section{display:grid;grid-template-columns:minmax(200px,300px) 1fr;gap:48px;align-items:center}.author-photo{min-height:240px;background:var(--warm-tint);border:1px solid var(--line);display:flex;flex-direction:column;align-items:center;justify-content:center;color:var(--brand);gap:12px}.author-photo .icon{width:56px;height:56px}.author-photo small{color:var(--ink-2);text-align:center}.author-section>div:last-child>p:not(.eyebrow){max-width:720px}.faq-section{padding-top:60px;padding-bottom:80px}.faq-list{max-width:900px;border-top:1px solid var(--line)}.faq-item{border-bottom:1px solid var(--line);padding:0}.faq-item summary{min-height:68px;display:flex;align-items:center;justify-content:space-between;gap:20px;list-style:none;cursor:pointer;font-size:20px;font-weight:700}.faq-item summary::-webkit-details-marker{display:none}.faq-item summary span{color:var(--brand);font-size:26px}.faq-item[open] summary span{transform:rotate(45deg)}.faq-item>p{margin:0 42px 22px 0;color:var(--ink-2)}.closing-band{background:var(--brand);color:#fff}.closing-inner{display:grid;grid-template-columns:1fr minmax(300px,.8fr);gap:56px;align-items:center;padding-top:60px;padding-bottom:60px}.closing-inner h2,.closing-inner .eyebrow{color:#fff}.closing-inner .eyebrow{opacity:.9}.closing-inner .form-note,.closing-inner .field label,.closing-inner .field label span{color:#fff}.closing-inner .form-note a{color:#fff}.closing-inner .lead-form{padding:22px;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.35);border-radius:12px}
.site-footer{background:#ECE7DE;padding:56px 28px 24px}.footer-top{max-width:var(--max);margin:0 auto;display:grid;grid-template-columns:1.3fr .8fr .8fr 1.4fr;gap:34px}.footer-about p,.footer-about address{font-size:16px;line-height:1.5;color:var(--ink-2);font-style:normal;margin:14px 0}.site-footer h2{font-family:var(--sans);font-size:18px;line-height:1.3;margin:5px 0 14px}.site-footer ul{list-style:none;padding:0;margin:0}.site-footer li{margin:0 0 8px;font-size:16px;line-height:1.35}.site-footer a,.text-button{color:var(--ink-2)}.text-button{padding:0;border:0;background:none;text-decoration:underline;text-underline-offset:3px;font-size:16px}.footer-notes{max-width:var(--max);margin:32px auto 0;padding-top:20px;border-top:1px solid #c7c0b4;color:var(--ink-2);font-size:16px;line-height:1.45}.footer-notes p{margin:0 0 12px}
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.consent-banner{position:relative;z-index:80;max-width:1120px;margin:16px auto;background:var(--surface);border:1px solid var(--line);border-radius:14px;padding:20px;box-shadow:0 12px 50px rgba(27,36,51,.2);display:flex;align-items:center;justify-content:space-between;gap:24px}.consent-banner[hidden],.consent-settings[hidden],.consent-scrim[hidden]{display:none}.consent-copy h2{font-family:var(--sans);font-size:20px;margin:0 0 5px}.consent-copy p{font-size:16px;margin:0;max-width:620px;color:var(--ink-2)}.consent-actions{display:grid;grid-template-columns:1fr 1fr;gap:8px;min-width:290px}.consent-actions .button{min-height:58px;font-size:16px;padding:9px 12px}.button-link{grid-column:1/-1;background:transparent;border:0;color:var(--brand);min-height:40px}.consent-scrim{position:fixed;z-index:85;inset:0;background:rgba(17,26,39,.52)}.consent-settings{position:fixed;z-index:90;inset:0;display:grid;place-items:center;padding:18px}.settings-card{position:relative;width:min(100%,520px);background:var(--surface);border:1px solid var(--line);border-radius:16px;padding:30px;box-shadow:var(--shadow)}.settings-card h2{font-size:28px}.settings-card>p{color:var(--ink-2)}.settings-close{position:absolute;right:16px;top:12px;width:40px;height:40px;border:1px solid var(--line);border-radius:50%;background:transparent;color:var(--ink);font-size:28px}.consent-toggle{display:flex;align-items:center;justify-content:space-between;gap:18px;padding:15px 0;border-top:1px solid var(--line)}.consent-toggle strong,.consent-toggle small{display:block}.consent-toggle small{font-size:16px;color:var(--ink-2)}.consent-toggle input{width:24px;height:24px;accent-color:var(--brand)}.settings-actions{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-top:20px}.settings-actions .button{font-size:17px;padding:12px}
@media (max-width:900px){.desktop-nav{display:none}.mobile-menu-button{display:inline-flex;align-items:center;gap:8px;min-height:58px;padding:7px 12px;border:1px solid var(--brand);border-radius:8px;background:transparent;color:var(--brand);font-size:18px;font-weight:700}.mobile-menu:not([hidden]){position:fixed;z-index:60;display:flex;flex-direction:column;inset:64px 0 0;background:var(--bg);padding:22px 24px 50px;overflow:auto;border-top:1px solid var(--line)}.mobile-menu>a{font-family:var(--serif);font-size:24px;line-height:1.25;font-weight:700;text-decoration:none;padding:14px 0;border-bottom:1px solid var(--line);color:var(--ink)}.mobile-menu-top{display:flex;justify-content:space-between;align-items:center;color:var(--ink-2);font-size:16px;text-transform:uppercase;letter-spacing:.08em;margin-bottom:18px}.mobile-menu-close{min-height:58px;background:none;border:1px solid var(--line);border-radius:8px;padding:8px 14px;font-weight:700;color:var(--ink)}.header-inner{padding:0 20px}.hero{grid-template-columns:1fr 340px;gap:28px;min-height:600px;padding:34px 24px}.hero h1{font-size:40px}.plan-art{min-height:390px}.paper-front{min-height:275px}.topic-grid{grid-template-columns:repeat(2,1fr)}.plan-layout{grid-template-columns:1fr}.worksheet-wrap{max-width:560px;margin:0 auto}.article-layout{grid-template-columns:minmax(0,1fr) 180px;gap:28px}.footer-top{grid-template-columns:1fr 1fr}.closing-inner{gap:26px}.trust-inner{flex-wrap:wrap;justify-content:center}}
@media(max-width:700px){body{font-size:19px}.site-header{height:64px}.header-inner{padding:0 18px}.wordmark{font-size:18px}.brand-mark{width:34px;height:34px}.desktop-nav{display:none}.mobile-menu-button{display:inline-flex;align-items:center;gap:8px;min-height:58px;padding:7px 12px;border:1px solid var(--brand);border-radius:8px;background:transparent;color:var(--brand);font-size:18px;font-weight:700}.mobile-menu-button span{font-size:20px}.mobile-menu[hidden]{display:none}.mobile-menu:not([hidden]){position:fixed;display:flex;flex-direction:column;inset:64px 0 0;background:var(--bg);padding:22px 24px 50px;overflow:auto;border-top:1px solid var(--line)}.mobile-menu-top{display:flex;justify-content:space-between;align-items:center;color:var(--ink-2);font-size:16px;text-transform:uppercase;letter-spacing:.08em;margin-bottom:18px}.mobile-menu-close{min-height:58px;background:none;border:1px solid var(--line);border-radius:8px;padding:8px 14px;font-weight:700;color:var(--ink)}.mobile-menu>a{font-family:var(--serif);font-size:24px;line-height:1.25;font-weight:700;text-decoration:none;padding:14px 0;border-bottom:1px solid var(--line);color:var(--ink)}.section-wrap{padding-left:20px;padding-right:20px}.hero{display:flex;flex-direction:column;align-items:stretch;gap:14px;padding-top:20px;padding-bottom:12px;min-height:0}.hero-copy{max-width:none}.eyebrow{font-size:16px;margin-bottom:8px}.hero h1{font-size:32px;line-height:1.14;margin-bottom:10px;max-width:510px}.hero-subhead{font-size:19px;line-height:1.38;margin-bottom:10px}.field{margin-bottom:8px}.field label{font-size:17px;margin-bottom:3px}.field input,.field textarea,.field select{min-height:58px;font-size:19px;padding:10px 12px}.lead-form>.button{min-height:58px;font-size:20px}.form-note{font-size:16px;line-height:1.32;margin-top:7px}.form-status{margin-top:3px}.hero-art-wrap{display:block}.hero .plan-art{min-height:210px}.hero .paper-front{width:52%;min-height:175px;left:15%;top:3%;padding:14px}.hero .paper-back{width:43%;min-height:155px;right:5%;bottom:12%;padding:20px 14px}.hero .paper-front h2{font-size:20px}.hero .paper-back .paper-lines{margin:8px 0}.hero .lantern{width:42px;height:52px;right:7%;bottom:12%}.hero .lantern:before{left:4px;width:30px}.hero .lantern span{inset:8px 7px 7px}.hero .lantern i{width:24px;left:8px}.hero-art-wrap{margin-top:28px}.trust-inner{padding:14px 20px;display:grid;grid-template-columns:1fr;gap:10px;justify-content:start}.trust-inner span{font-size:16px}.timeline-section,.topics-section,.standards-section,.author-section{padding-top:58px;padding-bottom:58px}.section-heading{margin-bottom:23px}.section-heading h2{font-size:26px;margin-bottom:8px}.section-heading>p:last-child{font-size:18px}.timeline{display:block;padding:0 0 0 22px}.timeline:before{top:8px;bottom:8px;left:9px;right:auto;width:2px;height:auto}.timeline-stop{display:grid;grid-template-columns:22px 1fr;gap:13px;padding:0 0 26px}.timeline-dot{width:20px;height:20px;font-size:0;margin:3px 0 0 -22px;grid-column:1}.timeline-stop>div{grid-column:2}.timeline-time{font-size:20px}.timeline-stop p:not(.timeline-time){font-size:18px;margin-bottom:8px}.timeline-bottom{display:block;margin-top:8px}.timeline-bottom p{margin:0 0 8px;font-size:18px}.plan-section{padding-top:58px;padding-bottom:58px}.plan-section>.section-heading,.plan-layout,.center-cta{margin-left:20px;margin-right:20px}.contents-grid{grid-template-columns:1fr;gap:0}.content-item{padding:14px 0;gap:10px}.content-item h3{font-size:20px}.content-item p{font-size:17px}.plan-layout{gap:26px}.worksheet-preview{padding:12px;transform:none}.worksheet-preview table{font-size:16px}.worksheet-preview th{font-size:16px}.worksheet-preview th,.worksheet-preview td{padding:7px 5px}.worksheet-intro{font-size:16px}.center-cta .button{width:100%}.energy-inner{display:block;padding-top:38px;padding-bottom:38px}.energy-inner h2{font-size:26px}.energy-inner p:not(.eyebrow){font-size:18px;margin-bottom:22px}.energy-inner .button{width:100%;min-height:58px}.topic-grid{grid-template-columns:1fr;gap:12px}.topic-card{min-height:0;padding:18px 20px 20px}.topic-icon{margin-bottom:8px}.topic-card-title{font-size:21px}.topic-card-copy{font-size:17px}.scam-inner{grid-template-columns:1fr;gap:8px;padding-top:42px;padding-bottom:42px}.scam-inner h2{font-size:26px}.scam-inner p:not(.eyebrow){font-size:18px}.standards-grid{grid-template-columns:1fr;gap:0}.standards-grid p{padding:15px 0;font-size:18px}.standards-grid strong{font-size:19px}.guides-section{padding:58px 0}.guides-grid{grid-template-columns:1fr;gap:14px}.guide-art{height:135px}.guide-card-body{padding:16px}.guide-card h3{font-size:20px}.guide-card p{font-size:17px}.author-section{grid-template-columns:1fr;gap:22px}.author-photo{min-height:180px}.author-section p:not(.eyebrow){font-size:19px}.faq-section{padding-top:48px;padding-bottom:58px}.faq-item summary{font-size:19px;min-height:64px}.faq-item>p{font-size:18px}.closing-inner{display:block;padding-top:42px;padding-bottom:42px}.closing-inner h2{font-size:26px}.closing-inner .lead-form{padding:16px;margin-top:20px}.site-footer{padding:40px 20px 20px}.footer-top{grid-template-columns:1fr 1fr;gap:26px 18px}.footer-top>div:first-child{grid-column:1/-1}.footer-top>div:last-child{grid-column:1/-1}.footer-top h2{font-size:18px}.footer-notes{font-size:16px}.narrow-page{padding-top:42px;padding-bottom:64px}.narrow-page p,.narrow-page li{font-size:19px;line-height:1.6}.narrow-page h2{font-size:24px}.category-page{padding-top:23px}.category-header{margin:26px 0 30px}.category-header h1{font-size:32px}.category-header p:last-child{font-size:19px}.featured-guide{grid-template-columns:1fr;padding:16px;gap:20px}.featured-guide .guide-art{height:150px}.featured-guide h2{font-size:23px}.category-library{padding-top:48px}.lead-box{display:block;padding:20px;margin:28px 0}.lead-box h2{font-size:23px}.lead-box p{font-size:18px}.lead-box .button{width:100%;margin-top:18px}.article-layout{display:block;padding-top:22px;padding-bottom:60px}.article-content{font-size:19px;line-height:1.65}.article-content h1{font-size:32px}.article-content h2{font-size:25px}.article-aside{display:none}.byline{font-size:16px}.article-visual .guide-art{height:180px}.related-guides .guides-grid{grid-template-columns:1fr}.related-guides .guide-art{height:105px}.thankyou-page{padding-top:48px}.thankyou-page h1{font-size:32px}.download-button{width:100%;font-size:18px;padding:12px}.while-waiting h2{font-size:23px}.quiz-page{padding-top:38px}.quiz-placeholder{min-height:300px}.contact-form,.privacy-request-form{padding:16px}.consent-banner{margin:8px;padding:14px;display:block;max-height:none;overflow:visible}.consent-copy h2{font-size:18px}.consent-copy p{font-size:16px}.consent-actions{margin-top:12px;min-width:0;gap:7px}.consent-actions .button{min-height:58px;font-size:16px;padding:8px}.consent-settings{padding:10px}.settings-card{padding:24px 18px}.settings-card h2{font-size:25px}.settings-actions{grid-template-columns:1fr}.settings-actions .button{min-height:58px}}
@media(max-width:390px){.section-wrap{padding-left:16px;padding-right:16px}.hero{padding-top:17px}.hero h1{font-size:32px}.hero-subhead{font-size:19px}.field input{min-height:58px}.lead-form>.button{min-height:58px}.form-note{font-size:16px}.site-header .header-inner{padding:0 14px}.wordmark{font-size:17px}.topic-card{padding-left:16px;padding-right:16px}.footer-top{gap:24px 12px}}
@media(min-width:701px) and (max-height:850px){.hero{min-height:calc(100vh - 64px);padding-top:24px;padding-bottom:24px}.hero h1{font-size:clamp(38px,3.3vw,48px)}.plan-art{min-height:390px}}
@media(prefers-reduced-motion:reduce){*,*::before,*::after{scroll-behavior:auto!important;animation-duration:.01ms!important;animation-iteration-count:1!important;transition-duration:.01ms!important}}
@media(prefers-color-scheme:dark){:root{color-scheme:dark;--bg:#101A2A;--surface:#18263A;--ink:#F8F4EB;--ink-2:#D0D8E1;--line:#405067;--brand:#A8C8EE;--brand-tint:#243750;--cta:#C2410C;--cta-hover:#9A3412;--ok:#82C79D;--warm-tint:#332D25;--focus:#F5C36A;--shadow:0 18px 45px rgba(0,0,0,.25)}.placeholder{background:#5A4818;color:#FFF3C8}.site-header,.plan-section,.guide-card,.worksheet-preview,.settings-card,.consent-banner,.contact-form,.privacy-request-form,.article-aside{background:var(--surface)}.trust-strip,.footer-top,.guide-card{border-color:var(--line)}.trust-strip{background:var(--surface)}.scam-callout,.guides-section,.site-footer{background:#151F30;border-color:var(--line)}.guide-art{background:#243750}.art-backup-power{background:#23313D}.art-lower-your-bill{background:#302D27}.art-scam-watch{background:#352D25}.paper{background:#F6F2E9;color:#1B2433}.paper h2{color:#1B2433}.paper-front .paper-kicker,.paper-front .plan-mark{color:#14457A}.worksheet-preview{background:#F7F4ED;color:#1B2433}.worksheet-preview table{color:#1B2433}.worksheet-preview p,.worksheet-preview th{color:#1B2433}.energy-band{border-color:#50627B}.footer-notes{border-color:#405067}.button-secondary{color:var(--brand);border-color:var(--brand)}.button-secondary:hover{background:var(--brand);color:#101A2A}.field input,.field textarea,.field select{background:#111E30;color:var(--ink);border-color:#718098}.scam-inner .eyebrow{color:#F5C36A}.source-tag{color:var(--brand)}.field-error{color:#FF9B92}.content-icon,.topic-icon,.topic-arrow{color:var(--brand)}.hero-subhead,.trust-inner span,.timeline-stop p:not(.timeline-time),.content-item p,.topic-card-copy,.footer-about p,.footer-about address,.site-footer a,.text-button,.footer-notes{color:var(--ink-2)}.topic-card{background:var(--surface);border-color:var(--line);color:var(--ink)}.category-note{background:var(--brand-tint)}.consent-copy p,.settings-card>p,.consent-toggle small{color:var(--ink-2)}.paper-back{background:#f5f2ea}.closing-inner .button-primary{color:#fff}}

@media (prefers-reduced-motion:no-preference){.timeline-stop,.content-item,.topic-card,.guide-card,.standards-grid p{transition:opacity .32s ease,transform .32s ease}.timeline-stop:not(.is-visible),.content-item:not(.is-visible),.topic-card:not(.is-visible),.guide-card:not(.is-visible),.standards-grid p:not(.is-visible){opacity:.82;transform:translateY(4px)}.timeline-stop.is-visible,.content-item.is-visible,.topic-card.is-visible,.guide-card.is-visible,.standards-grid p.is-visible{opacity:1;transform:none}}

.article-toc{background:var(--brand-tint);border:1px solid var(--line);border-left:4px solid var(--brand);border-radius:12px;padding:18px 22px;margin:24px 0}.article-toc h2{font-size:24px;margin:0 0 10px}.article-toc ol{margin:0;padding-left:24px}.article-toc li{margin:7px 0}.article-toc a{color:var(--brand);font-weight:700}

.form-config-notice{margin:8px 0;padding:10px 12px;border:1px solid var(--line);border-left:4px solid var(--brand);border-radius:6px;background:var(--brand-tint);color:var(--ink);font-size:16px;line-height:1.45}.placeholder{background:var(--placeholder-bg,#FFF1B8);color:var(--placeholder-ink,#2A250F);padding:0 .12em;border-radius:2px}

.wordmark>span:not(.brand-mark){font-family:var(--serif);font-weight:900}

/* Editorial type scale; the miniature workbook artwork has its own scale. */
:is(.section-heading,.category-header,.article-content,.narrow-page,.energy-inner,.scam-inner,.closing-inner,.lead-box,.featured-guide,.category-note) h2{font-size:34px;line-height:1.2}
:is(.content-item,.guide-card) h3,.topic-card-title{font-size:24px;line-height:1.2}
.button-small{font-size:20px}
.mobile-menu-button{font-size:20px}
@media(max-width:700px){
  :is(.section-heading,.category-header,.article-content,.narrow-page,.energy-inner,.scam-inner,.closing-inner,.lead-box,.featured-guide,.category-note) h2{font-size:26px}
  :is(.content-item,.guide-card) h3,.topic-card-title{font-size:21px}
  .hero h1{font-size:32px;line-height:1.2}
  .download-button,.consent-actions .button{font-size:20px;min-height:58px}
}

/* Supplied transparent booklet; image dimensions reserve space before loading. */
.booklet-figure{position:relative;isolation:isolate;margin:0;min-width:0}
.booklet-image{position:relative;z-index:1;display:block;width:100%;height:auto;object-fit:contain}
.booklet-hero{width:85%;margin:0 auto;text-align:center}
.booklet-hero::before{content:"";position:absolute;z-index:0;inset:6% -12% 8%;pointer-events:none;background:radial-gradient(ellipse at center,#F6EFE3 0%,rgba(246,239,227,.7) 34%,transparent 72%)}
.booklet-hero figcaption{position:relative;z-index:1;margin-top:8px;font-family:'Atkinson Hyperlegible',Arial,sans-serif;font-size:15px;line-height:1.5;color:#3D4757}
.hero-art-wrap{align-self:center;width:100%}
.booklet-closing{width:100%;max-width:240px;margin:24px auto 0}
.thankyou-download{display:grid;grid-template-columns:minmax(140px,220px) minmax(0,1fr);align-items:center;gap:28px;margin-top:24px}
.booklet-thankyou{width:100%;max-width:220px}
.thankyou-download .download-button{margin:0 0 10px}
.thankyou-download .download-note{margin:0}
@media(max-width:700px){
  .hero-art-wrap{margin-top:20px}
  .booklet-hero{width:100%;max-width:260px;margin:0 auto}
  .booklet-closing{display:none}
  .thankyou-download{grid-template-columns:minmax(90px,120px) minmax(0,1fr);gap:16px;margin-top:24px}
  .thankyou-download .download-button{width:100%;font-size:20px;padding:12px 10px}
  .thankyou-download .download-note{font-size:16px!important;line-height:1.45}
}
@media(prefers-color-scheme:dark){
  .booklet-hero figcaption{color:var(--ink-2)}
  .booklet-hero::before{opacity:.22}
}